Choosing to Build: Our Story, Part 3

Read parts 1 and 2 here and here

Out on the boat in the middle of the lake, we sat idling while Troy answered a call from Garrenteed Solutions. Jason, our credit counselor, told us that they were able to make enough improvements that he was recommending a re-pull of our mortgage pre-approval, and that our mortgage broker would give us a call in 24 hours or less. In that moment a bit of weight lifted from my shoulders and a renewed sense of hope emerged.

An hour later we were pulling up to our realtor’s office to close on the sale of our condo, and the phone rang again. This time, it was the mortgage broker, and I held my breath. This call would determine whether we would be able to build the house, whether we would have to wait a few more months, or whether we should just give up now and rent for a couple of years.

Sitting in the car in the parking lot, preparing to sign away the only home we had known for the past six years…we found out we had been pre-approved to build our house!

I doubled over in my seat in disbelief. More tears, this time ones of joy. Not only had we been approved, we’d been approved for $30,000 more than we needed. It was actually happening — we were going to build a house!

I couldn’t believe it, but I didn’t cry one time during closing. I was so happy — for us, and for the sweet girl that bought our condo. We celebrated afterwards with dinner and drinks, already talking about plans to build and what the next steps would be.

And of course we had to stop by the lot that evening to snap a “Sold!” picture!

photo 3

 

It’s hard to believe that was only two weeks ago. I can’t say we’ve quite settled in to the routine of living under my parents’ roof, but we’ve been distracting ourselves with discussions of wood floor colors and pricing out surround sound systems. We’ve also been exploring the area and have found some great new restaurants to frequent.

While the process that brought us here wasn’t easy, and while it came with a lot (I mean, a lot) of tears, we are both so happy for the work that was put in for this incredibly awesome outcome.

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